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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Im looking for proper insurance coverage for my upcoming Kilimanjaro hike. My previous policy did not cover emergency evacuation, and the claim was denied due to highaltitude exclusions. I want to avoid that experience again. Please guide me on how to find a plan that specifically covers high altitude trekking and emergency evacuation, so I can confidently recommend it to my clients without future claim issues.

A:
Our Diplomat international with the Hazardous sports rider can cover for your activity. You can view the plan in the link below. Quote:/diplomat-international-insurance/
{{currentOrigin}}/answers/international-travel-health-insurance/im-looking-for-proper-insurance-coverage-for-my-upcoming-kilimanjaro-hike-19298/

Q:Hello, We have Beacon America Plan for my father who is visiting USA. Does this cover flu shots immunization?ThanksKunal

A:
Unfortunately none of our plans for visitors cover for Flu shots. The plans we offer are similar to short-term health insurance. These plans are primarily designed to cover someone for new illnesses, injuries, or accidents that did not exist in the person's body before the start date, They will not cover general treatment for pre-existing conditions preventive care, or routine maintenance
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Q:The insured traveler is a 76-year-old mother who is currently outside the United States and has not yet entered Maryland. Her son, who resides in Maryland, will purchase and pay for the Atlas America policy on her behalf. Is the policy eligible and valid under these circumstances, given that the purchaser is physically present in Maryland but the insured traveler is outside the United States at the time of purchase?

A:
The restriction for the state of Maryland also applies to the purchaser, this plan is unfortuanately not available.
{{currentOrigin}}/answers/visitors-insurance-usa/currently-outside-the-united-states-and-has-not-yet-entered-maryland-her-son-who-resides-in-maryland-76124/

Q:How can I extend the policy maximum on a current policy expiring on sept 21?

A:
You can either send us an email to [email protected] or log into your MyAccount. Not every plan produces a MyAccount, If you do not see the option in your confirmation email then you would have to message us for the extension.
{{currentOrigin}}/answers/international-travel-insurance/how-can-i-extend-the-policy-maximum-on-a-current-policy-expiring-on-sept-21-16875/

Q:How we can make use of this insurance in urgent care

A:
You can present the ID card to your urgent care or pay out of pocket and file for reimbursment.
{{currentOrigin}}/answers/visitors-health-insurance/how-we-can-make-use-of-this-insurance-in-urgent-care-98943/

Q:Are there any plans for visitors from India age 76 and 77. They will be staying in Maryland. And they need coverage for pre existing conditions. They are going to be in Maryland for 3 months. Which plans are available that covers pre existing conditions for Maryland for the age mentioned?

A:
The Safe travel plans are available for purchase in the state of Maryland and they offer coverage for an Acute onset of a pre-existing condition. Quote: /safe-travels-usa-comprehensive-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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