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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Is there any insurance plan that covers pre existing conditions and its emergency. What would be coverage amount. Will it be policy maximum?Does the same policy also cover other emergencies. If so will there be any difference in the coverage amounts?

A:
We have the Visitors Protect. the plan covers unexpected pre-existing conditions that could occur during your trip. to qualify for the plan you must purchase before you depart your home country. Plan details:/visitors-protect-insurance/
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Q:How can I find a doctor with the first health PPO insurance my

A:
When you go into the fist health website there is a link near the top right that says find a provider. First health:/piu-ppo-network/
{{currentOrigin}}/answers/other-insurance/how-can-i-find-a-doctor-with-the-first-health-ppo-insurance-my-zip-code-is-44144-86255/

Q:in Exchangeguard Choice plan, "Mild rosacea" is covered?

A:
If the condition existed before the start date it will not cover unexpected treatments until the first 6 months. After 6 months the plan can cover pre-existing conditions up to $500
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Q:Why I am now seeing only limited options , cannot see beacon america

A:
The plan may not show up due to factors such as the dates citizenship or location. To see if you are still eligible for the plan feel free to call us at (866) 467 8289
{{currentOrigin}}/answers/visitors-medical-insurance/why-i-am-now-seeing-only-limited-options--cannot-see-beacon-america-52112/

Q:I am a us citizen who lives overseas currently. I do not have health insurance in the US. Is it possible for me to get travel medical insurance for an upcoming trip home

A:
we do have plans that are available to US citizens. To start if you can enter your information in this link we can quote you all of our available plans,
{{currentOrigin}}/answers/travel-health-insurance/i-am-a-us-citizen-who-lives-overseas-currently-i-do-not-have-health-insurance-90691/

Q:How to contact the Insurance Administrator to file my appeal.

A:
You want to call the phone number thats on the back of your ID card.
{{currentOrigin}}/answers/vacation-insurance/how-to-contact-the-insurance-administrator-to-file-my-appeal-17827/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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