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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I want to change the deductible amount as soon as possible. Could you give me a new document as confirmation?

A:
Changes take at least 3 business days to complete. If you need the change immediately you can cancel and repurchase.
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Q:Can I pay through bank swift transfer

A:
Some plans do have the option of E-check and PayPal other than card. We unfortunately do not have swift transfer available.
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Q:Will I get full refund in case IR1 immigrant visa is refused.

A:
Most plans provide a full refund if you cancel before the start date of the policy. You can view the refund rules for each plan on the quote page.
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Q:Coordination of benefits I have read the informative article "High Policy Maximum Visitors Medical Insurance for Seniors Visiting the USA". Thank you! Question Suppose I need more cover than my preferred choice, so I choose a second policy. Does the insured amount have to be the same for both policies, for example one policy covers 50,000 and the other 20,000Thanks,Keith.

A:
As long as it is from two separate insurance companies you can take two plans. Both deductibles will apply.
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Q:Hello I am planning to purchase some health care insurance for the duration of my employment in the USA. I am coming on h2b visa and will work in the ski industry

A:
To start. If you can enter your information in this link we can quote you all of our available plans, Available plans: /new-immigrant-insurance/
{{currentOrigin}}/answers/exchange-visitors-health-insurance/i-am-coming-on-h2b-visa-and-will-work-in-the-ski-industry-66483/

Q:Bought United Healthcare Options PPO plan & the deductible is 250. The physician medicine cost me 54. If I claim for the reimbursement, do I get paid back the 54 or will it go for the deductible, which I need to pay that 54 on my own?

A:
You would pay out of pocket until the deductible is met.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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