Safe Travels USA - Visitor Medical Insurance

While doing research to purchase visitors insurance, you may come across many plans. Two travel medical insurance plans may look similar: .

Even though both the travel medical insurance plans would work for anyone visiting United States, there are certain differences that would be important to understand in order to make an educated decision.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is a quick comparison of the plans you selected to compare. The quick comparison is comprised of coverages considered important and popular by our customers. You can use the quick comparison to easily narrow your plan search to plans deemed suitable for your needs.

This information should be used as a guide only, you should not make decisions solely using this information. If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is an overview of the benefits included in this plan and is provided to you as an aid to help you familiarize yourself with the benefits. This information is a high-level overview of the given plans coverages. Please use this information as a guide only and do not make any decisions solely based on this information.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

General

Safe Travels USA
Comprehensive
自付额后, 保险支付90%至$2,500, 然后保险支付100%至最高保额。

Medical - Outpatient

至最高保额
包括远程医疗
紧急护理:自付额免除,$30 共付额;$0自付额除外。 无需预约门诊:免赔额无需支付,$15共付额:$0 免赔额无需支付。 共同保险仍适用。
至最高保额 如果生病没有住院,您额外支付$200。
至最高保额或$250,000最高限额,以较低者为准;每个处方90天用量
至最高保额
至最高保额
至最高保额
主刀医生费用的20%,不包括旁站医生。
至最高保额
$125一次。保险最初至少购买30天。必须发生在保险生效后首个21天内。

Medical - Inpatient

至最高保额, 普通双人病房且包括护理服务。
至最高保额, 普通双人病房费用的3倍。
至最高保额
至最高保额
主刀医生费用的20%,不包括旁站医生。
至最高保额
至最高保额
至最高保额

Medical - Other Treatment And Services

180 天
70岁以下至$25,000; 70岁及以上至$15,000
-
-
可选:体育运动保障
至最高保额。必须是医疗必需。
怀孕紧急医疗$1,000
$2,500
每天$50,最多10天。 必须提前获得医生许可。
United Healthcare PPO
Network of physicians, hospitals, urgent cares, labs and other healthcare providers.
No network for pharmacies, dentists, ambulance.
None
意外复发,低于70岁: $1,000
-
包括

Life

$25,000。可选附加至$500,000。
$25,000。可选附加至$500,000。

Other

包括
可选:临时回国保障,最高至$25,000。最短初始购买时长为30天。
每夜$50,最多 $500
-
每天$250,最多住宿5天。
-
包括

Plan Features

保险生效日期前,全额退款。 保险生效后, 只要无任何理赔记录就可以按比例退款并减去$50取消费。
最少5天最多364天
$0
$0
政乱转移: $25,000
电子邮件
每个保单期间
$0 Up to 89
$50 Up to 89
$100 Up to 89
$250 Up to 89
$500 Up to 89
$1,000 Up to 89
$2,500 Up to 89
$5,000 Up to 89
终身最高保额
$50,000 Up to 89
$100,000 Up to 79
$250,000 Up to 64
$500,000 Up to 64
$1,000,000 Up to 64
Surego Administrative Services
Zurich Insurance Europe AG Belgian branch

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  • Home country for IMG (Patriot products, Visitors Care, Visitors Protect), WorldTrips (Atlas, VisitorSecure), and Global Underwriters (Diplomat America, Diplomat Long Term, Diplomat International) - The country where an insured person(s) has his/her true, fixed and permanent home and principal establishment.
  • Home country for Azimuth Risk Solutions (Beacon products) - If you are a U.S. citizen, your home country is the United States, regardless of the location of your principal residence. If you are not a U.S. citizen, your home country is where you principally reside and receive regular mail.
  • For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
  • Coverages shown are per person unless noted otherwise.
  • The dash (-) in the fields above means Not Applicable (N/A).